Payments & Financing Options

  • Payment Options

    Bedding Plus accepts cash and personal checks as well as Visa, MasterCard, Discover, and American Express or debit cards.

  • Wells Fargo Financing

    We are pleased to offer financing* through Wells Fargo and TD Bank, N.A.

    Depending on your purchase amount and current promotion, we regularly offer 6 month, 12 month, or 24 months special financing plans. With one of these plans and timely monthly payments, you can buy today and pay over time.

    At Bedding Plus, we want your mattress purchase to be a pleasurable experience, so please don’t hesitate to contact us. To learn more about financing options call us at 1-866-759-0453. You may also email your questions by using our contact form below. We look forward to hearing from you!

    Wells Fargo Logo

    Click the image above to apply online.

  • Synchrony Financial
    • Special Financing* through Synchrony Finance and West Creek Financial
    • Optional monthly terms
    • Monthly payments must be made after delivery
    • Up to 60 months of Interest-Free financing available for qualified buyers
    • See store for complete details, certain promotion fees may apply

    Apply Here for Financing

    Manage Account

  • Genesis Credit®

    Accounts Offer:

    • Low monthly payments
    • Credit limits up to $6,000
    • 6 or 12 months special financing on all purchases*
    • Revolving line of credit
    • In-store purchases only

    *No Interest on Purchases If Paid In Full Within 6 Months or Within 12 Months. Deferred interest period is determined by creditworthiness, and if approved for a Genesis Credit Account, you will be notified if your purchases are subject to 6 months of deferred interest or 12 months of deferred interest. In all cases, interest will accrue and be charged to the account at an APR of 27.9% from the purchase date if the purchase is not paid in full by the end of the deferred interest period, or the account becomes 180 days past due or is charged off for any reason. Monthly minimum payments required. To view the Account pricing and terms, please click on the “Apply Now” button below. Genesis Credit Accounts are issued by [First Electronic Bank, Member FDIC].

  • Korner Stone Credit
  • Lay Away

    20% down payment is required. Merchandise must be paid in full within 90 days. If not paid in full by day 90, merchandise will be released to other customers and down payment will not be refunded. Once paid in full, merchandise will only be available up to 6 months as merchandise may not be available from manufacturer. If paid in full and no re-selection is made only 80% will be refunded. Any cancelled orders after 30 days will lose 20% down payment and any additional funds put down will be returned to customer, but may take up to 10 business days depending on how the payment was originally made.

  • Special Orders

    THESE ITEMS ARE NON-RETURNABLE AND NON-REFUNDABLE. All special orders require 33% down payment regardless if merchandise is financed. If purchase is fully financed, down payment will be refunded (if requested and not applied to order) once merchandise is delivered and signed for. Any cancelled orders will lose 33% down payment.

Visit the Store

We provide outstanding value every day.

  • Ask an Associate about Special Financing options
  • Great selection of major brands to suit all needs and budgets
  • Personalized service from knowledgeable in-store experts
  • Professional delivery and installation